The smartest way to
Lend and Borrow
gazataDotCo - the most innovative loan lending and investing product of recent times.
An online platform where Borrowers and Lenders can interact directly.
Who is gazataDotCo?
gazataDotCo is a Peer-to-Peer (or P2P alternatively Person to Person) online lending platform. This is one of the most innovative loan lending and investing products of recent times.
It enables qualifying borrowers to lower their cost of loans and individual lenders/investors to lend directly to their peers and community thereby earning higher returns.
How gazataDotCo Works?
Our online platform connects individuals in need of credit with individuals and/or institutes willing to lend out their excess funds.
We use technology to speed up the process and cut costs. Thus, we provide an opportunity for borrowers to get their requirements funded at viable interest rates and help lenders get the best possible return on their investment.
The borrower qualifying criteria is made by using alternative credit decision data sets.
Why Lend on gazataDotCo?
gazataDotCo offers a unique opportunity to lend money directly to pre-vetted borrowers and allows you to earn extra income on idle money.
The gazataDotCo model provides better rates of interest than the traditional savings models because it removes the intermediaries and connects the lenders directly to the end users – the borrowers.
Why Borrow on gazataDotCo?
Borrowers have always been at the receiving end. Traditionally, it is the lender who decides the amount that a borrower can get as well as the rate of interest.
Now, for the first time, gazataDotCo empowers the borrower and makes him an equal to the lender.
Get a loan for personal use, buy a car, pay for student fees or purchase a house. The amount you require will depend on available lenders willing to lend you.
What We Do
We undertake the role of verifying every member registering with us, either as a lender or borrower. For this purpose, we collect personal, professional, and financial details from each potential member and authenticate it.
The list of information collected is available in the registration section of our website. All the information collected is for official purposes only and we safeguard client confidentiality.
Once a borrower and a lender come to a mutual agreement, gazataDotCo will help them legalize the transaction by getting a formal contract signed by the lender and borrower.
We make the necessary provisions and help both parties realize the deal without the necessity of a face to face meeting.
Once a loan is disbursed, we help lenders with the collection and recovery of loans. Delay in repayment by borrowers draw a penalty which is pursued by gazataDotCo as part of the process.
What We Don't Do
Decisions to lend on this portal are entirely at the discretion of potential lenders. We do not guarantee a fixed or minimum rate of returns to any lender. Nor do we guarantee the principal amount to lenders. We facilitate the decision-making process by providing relevant information about the borrowers and lenders to each other.
We encourage all borrowers and lenders to read the policy and guidelines on this website clearly before registering or contact us for any clarifications.
For further details, please read our Policies and Terms & Conditions.
We are committed to remain neutral and not intervene in the decision-making process. However, we do provide a guideline on the interest rates at which each borrower could be charged as per the gazataDotCo risk analysis and as per the South African National Credit Regulations.
We also provide a systematic calculation as per NCR affordability regulation on how much of a loan can a borrower afford and minimum/maximum loan repayment terms.
Following our philosophy of being a neutral platform, we do not give any financial advice or recommendations to either borrowers or lenders on this forum. Members are encouraged to make their own informed decisions and transact accordingly, free of any coercion or any form of influence from us.
So, go on and Sign Up now to try out this new business opportunity because every % makes a difference!